Attention homeowners: Real estate appraisal services for in Longmont and Boulder County

Here are the top 7 reasons why CO homeowners use Cruden Appraisal Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Boulder county or CO

Do you own a house in or near Longmont? Do you need help determining the price of your real estate?
Contact Cruden Appraisal Inc..

At Cruden Appraisal Inc., we understand the special needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Cruden Appraisal Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are experienced in helping consumers just like you remove undesirable PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Cruden Appraisal Inc. is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Cruden Appraisal Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Cruden Appraisal Inc. can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Cruden Appraisal Inc. can We can assist you. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.